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The Home Affordable Refinance Program

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Conventional Mortgage helped with HAFA

EHLP is a new program from the U.S. Department of Housing and Urban Development that provides mortgage payment assistance to eligible homeowners experiencing a drop in income of at least 15 percent, directly resulting from involuntary unemployment or underemployment due to the economy and/or a medical condition. The mortgage assistance covers past-due mortgage payments, as well as a portion of the homeowner’s mortgage payment for up to 24 months (up to $50,000). EHLP is offered in every state in Region III. Residents in Virginia and West Virginia can get information at Emergency Homeowners Loan Program, where a list of EHLP agencies can be found.

Fannie Mae Loan Assistance Lookup

Freddie Mac Loan Assistance Lookup